Effective 22 August 2026
Rent vs. Buy is a free educational calculator. It is not financial advice.
By using the Rent vs. Buy app or this website, you agree to these terms. If you do not agree with them, please do not use the app.
Every feature is available to everyone. There is no subscription, no paid tier, and no advertising.
This is the part that matters most. Rent vs. Buy is an educational tool. It produces projections from the assumptions you enter, and those projections are estimates rather than predictions or recommendations.
It is not financial, tax, legal or real estate advice, and it is not a substitute for a licensed professional. Real outcomes depend on market conditions, tax law and personal circumstances the app cannot know about. Please do not make a housing decision on the strength of this app alone.
The app is provided "as is" and "as available", without warranty of any kind, express or implied. I do not guarantee that its calculations are accurate or complete, or that the app will be available, uninterrupted or free of errors.
To the fullest extent permitted by law, I am not liable for any loss or damage arising from your use of the app or from reliance on anything it produces, including financial losses connected to a housing decision.
The app and this site link to an optional support page where you can send a voluntary tip. Tips buy nothing. They unlock no features, grant no entitlement and confer no rights, because every feature is already free. Tips are gifts and are not refundable.
The app collects no data. See the Privacy Policy for details.
These terms may be updated from time to time. The current version will always be posted on this page with its effective date. Continued use of the app after an update means you accept the revised terms.
These terms are governed by the laws of the State of Hawaii, United States, without regard to its conflict of law rules.
Questions about these terms can be sent to the support contact listed on the app's App Store page.